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Salary Advance and Short-Term Loan Solutions at Apptivate Africa

  • Flexible Financial Solutions
  • Empower Your Finances
  • Quick and Reliable
What we do

Empowering Your Financial Wellbeing

At Apptivate Africa, we understand the importance of financial flexibility. Unexpected expenses can arise, and sometimes a little extra cash can go a long way. That's why we're proud to offer a suite of salary advance and short-term loan solutions.

Salary Advance: Bridge the Gap Until Payday

Our salary advance solution is designed to help you cover short-term needs until your next pay cheque arrives. Here's how it works:

  • Quick and Easy Application: Apply for a salary advance directly through our secure Apptivate app or by dialing a USSD code we'll provide. The process is simple and takes just minutes.
  • Fast Approval Decisions: The employee is pre-approved upto 30% of their salary, and will get the funds in their M-Pesa account within two minutes of sending the application.
  • Flexible Repayment: Repay your advance conveniently through deductions from your upcoming salary.
Short Term Loans

Access Additional Funds When Needed

For those requiring a larger sum or a bit more time for repayment, we offer short-term loan options. These loans provide:

Larger Amounts

Access additional funds compared to a salary advance

Flexible Repayment Terms:

Choose a repayment plan that fits your budget, typically ranging from 1 to 3 months.

Transparent Fees:

A low, fixed fee of 6% per month on the loan amount.

Benefits

Financial Flexibility.

01

Fast and Convenient:

Apply online anytime, anywhere, or through the Apptivate app and USSD for even faster access.

02

Responsible Borrowing:

We promote responsible borrowing practices with clear terms and conditions.

03

Improved Financial Security:

Access the funds you need to avoid late fees or debt from other sources.

04

No Obligation:

There is no pressure to use the service. You can simply keep it as an emergency credit line for peace of mind.

Getting Started
for Employers

01

Easy Enrollment Process:

To offer these benefits to your employees, your company will need to sign up with us. The process is quick and straightforward, call us on 020 2566566 to get started.

Getting
for Employees

01

Check with your employer:

See if your company has already signed up with Apptivate Africa to offer these benefits.

02

Download the Apptivate app (optional):

For the most convenient access, download the Apptivate app from the App Store or Google Play.

03

Apply through the app or USSD:

Once your employer is signed up, you can apply for a salary advance or short-term loan directly through the app or by dialing the USSD code provided by your employer.

03

Receive your funds:

If approved, you'll receive the funds quickly and securely.

NB: Salary Advance has a one-time fee of 6.5% of the advanced amount & Short-Term Loan has A low, fixed monthly fee of 6% on the loan amount.

Join Salary Advance now! Begin to see benefits!

Empowering your financial Wellbeing